Privacy Policy
Last updated: January 2026
1. Introduction
Qexloni SpA (hereinafter, "Qexloni" or "we"), with Tax ID 77.456.789-K and domicile at Av. Apoquindo 4001, Office 1502, Las Condes, Santiago, Chile, operates the real estate crowdlending platform available at qexloni.com. This Privacy Policy describes how we collect, use, store, and protect your personal information in compliance with Law No. 19,628 on the Protection of Private Life and Law No. 21,719 on the Protection of Personal Data.
2. Data we collect
We collect the following types of information: identification data (full name, tax ID, address, date of birth), contact data (email address, phone number), financial data (banking information necessary to manage your investments), browsing data (IP address, browser type, pages visited, time spent) and data voluntarily provided through contact forms on our platform.
3. Purpose of processing
We use your personal data to manage your registration and account on the platform, process and manage your investments in real estate projects, comply with legal and regulatory obligations before the Financial Market Commission (CMF), send communications related to your investments and the operation of the platform, improve our services and user experience, and prevent fraud by ensuring the security of transactions.
4. Legal basis for processing
The processing of your data is based on your express consent when registering on the platform, the execution of the service contract between you and Qexloni, compliance with legal obligations including CMF regulations and anti-money laundering laws, and our legitimate interest in maintaining security and improving our services.
5. Data sharing
We may share your data with financial institutions and payment processors to process transactions, regulatory and tax authorities when required by law, and technology service providers who assist us in operating the platform under strict confidentiality agreements. We do not sell or transfer your personal data to third parties for commercial purposes.
6. International transfers
In the event of transferring your data outside of Chile, we will ensure that the destination country has adequate levels of data protection, or we will implement the necessary contractual safeguards in accordance with applicable legislation in the Republic of Chile.
7. Data retention
We maintain your personal data for the time necessary to fulfill the purposes described and applicable legal obligations. Financial and investment data is retained for a minimum of five years from the termination of the contractual relationship, in accordance with current Chilean financial system regulations.
8. Your rights
You have the right to access your personal data, request rectification of inaccurate data, request deletion of your data when no longer necessary, object to the processing of your data in certain circumstances, and request the portability of your data to another data controller. To exercise these rights, contact us at privacidad@qexloni.com.
9. Security measures
We implement technical and organizational measures to protect your personal data against unauthorized access, loss, or alteration, including data encryption in transit and at rest, strict access controls, and regular security audits in accordance with financial industry standards.
10. Modifications
We reserve the right to update this Privacy Policy. Any changes will be published on this page with the date of the last update. We recommend that you review this policy periodically to stay informed about how we protect your information.
11. Contact
For inquiries about this policy or the processing of your data, you may contact us at: Qexloni SpA, Av. Apoquindo 4001, Office 1502, Las Condes, Santiago, Chile. Email: privacidad@qexloni.com.